Umbrella Coverage

An Umbrella policy gives you extra Liability coverage. It usually can apply over a single policy or multiple polies. For instance, as the example below shows, the single umbrella policy gives an extra $1,000,000 in coverage over both the Homeowner policy and the Auto policy.

Umbrella policies are usually inexpensive as you must exhaust the primary policy liability coverage first, before the Umbrella can kick in.